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Problem with Cap1/Damark International Inc

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aviid
Established Member

Problem with Cap1/Damark International Inc

Hey, on my equifax it is showing as a charge off, they were included in my Ch 7 last year.. anyone else have problems with them? any way to resolve this? I disputed online twice no luck.. it was once hsbc but i guess the debt was bought and they verify it when i dispute but no number or address works to get them to change my file on my credit report.

Message 1 of 3
2 REPLIES 2
RobertEG
Legendary Contributor

Re: Problem with Cap1/Damark International Inc

Account activity that occured prior to discharge of a debt, be the discharge as a result of payment or BK, can remain.

 

I dont see basis for dispute of the accuracy of their taking of the CO prior to BK.

Message 2 of 3
aviid
Established Member

Re: Problem with Cap1/Damark International Inc

if it changes from charge off to righfully, "included in bankruptcy" my credit score goes up quite a bit. 

Message 3 of 3
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