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Posts: 93
Registered: ‎03-26-2013
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Progress, Thanks to you guys

[ Edited ]

I started working on my credit on 3/20 and read these forums daily. I applied what I learned from here and I finally went from no fico to 658.

 

My fakos:

EX 578 on 3/20/13 - Now 685
EQ 602 on 3/20/13 - Now 688
TU 591 on 3/20/13 - Now 666

 

Just wanted to thank everyone who contributes to these forums. My goal is 700 by next month, so wish me luck.

 

I also have some fed tax liens to do a payment plan, and hopefully get the rest of them off my reports soon.

 

Wanting to apply for a credit card, but not sure if the tax liens will hurt me, even if my score qualifies. I am an authorized user on 2 accounts with 0 lates and about 23% utilization at the moment.

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Senior Contributor
Posts: 27,327
Registered: ‎02-07-2013
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Re: Progress, Thanks to you guys


xecutech wrote:

I started working on my credit on 3/20 and read these forums daily. I applied what I learned from here and I finally went from no fico to 658.

 

My fakos:

EX 578 on 3/20/13 - Now 685
EQ 602 on 3/20/13 - Now 688
TU 591 on 3/20/13 - Now 666

 

Just wanted to thank everyone who contributes to these forums. My goal is 700 by next month, so wish me luck.

 

I also have some fed tax liens to do a payment plan, and hopefully get the rest of them off my reports soon.

 

Wanting to apply for a credit card, but not sure if the tax liens will hurt me, even if my score qualifies. I am an authorized user on 2 accounts with 0 lates and about 23% utilization at the moment.


You're off to a great start if you can establish a payment plan for tax liens you may qualify for the fresh start program and get them removed from your CR.

That would truly help your scores and CR

+ Chase ink =




Contributor
Posts: 93
Registered: ‎03-26-2013
0

Re: Progress, Thanks to you guys

Yep, contacting them this afternoon to confirm the balances and then off to the fresh start program.

 

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