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Progress made need advice

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SteffieVA
New Member

Progress made need advice

I have been lurking around this board for six months and need some help because this can be so overwhelming. I disputed some bills via Experian and got a report back today where over $1600 worth of stuff was deleted. I now owe about $2100 and I have the money to go ahead and pay these but I would like to see them deleted. I also applied for a secured cc with USAA. How should I approach the following bills: 2 medical both 2007 Creditors Collections 147 Recieveable Management 139 4 regular bills Looks like HSBC and Portfolio Recovery both are reporting for the same bill with different $ amounts. I disputed both and it came back saying updated I owe. general credit services from 2007 $603 Credit Management $572 2009 6/2010 Ex 583' Eq 563 TU 572 Thanks
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AndySoCal
Valued Contributor

Re: Progress made need advice

For the medical collection accounts follow the HIPAA process you can find the information on the forum. As for the other collection accounts who owns the debt the collection agency or the original creditor? If the original creditor have you tried contacting them to pay in full ? Basically you want to offer  to pay in full in exchange for them pulling the collection account back from the CA.  The collection agency will stop reporting the acount since they no longer have the debt.

 

 

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