Credit Card Center Advertiser Disclosure

Valued Member
Posts: 25
Registered: ‎09-23-2008
0 Kudos

Progress mgmt inc.

I chk my credit report n this collection for the city of Detroit shows up. I call the collection agency to find out why I have a collection for $100. They tell me it was for a parking violation on Nov. 12, 2008. I say I never recvd a notice or anything. I learn they simplt go off the name on file for the license plate. Apparently my lovin hubby got the ticket but he thought I paid it. Long story short, the city sent several notices to a old address n it was never forwarded to my new address. I never recvd anything at all on this. Today I paid the ticket but the damage is done to my credit now. How in the world can u b expected to pay a debt that u never recvd? Seems the sensible thing to do is remove it from mt report. I want to sue this collection agency. Any thoughts? So much for getting a mortgage in this lifetime. I simply dont understand how they can get away w doing this to people.

Starting Score: 628
Current Score: 651
Goal Score: 750

Take the FICO Fitness Challenge
Valued Contributor
Posts: 2,292
Registered: ‎10-23-2007
0 Kudos

Re: Progress mgmt inc.

WHo is the collection agency? do you know the DOFD for sure? You can either send them a GW letter, or DV letter which has worked on some paid collections.


Good Luck!

I'm not a kid anymore, I've done a lot of growing up! Smiley Happy
Starting Scores Sept '15- EQ-555, TU-542-EX-536
Current Scores as of June '16 - EQ-592, TU-635. EX-629
Gardening since June2016

Forums posts are not provided or commissioned by FICO. Forums posts have not been reviewed, approved or otherwise endorsed by FICO. It is not FICO's responsibility to ensure all posts and/or questions are answered.

† Advertiser Disclosure: The listings that appear on myFICO are from companies from which myFICO receives compensation, which may impact how and where products appear on myFICO (including, for example, the order in which they appear). myFICO does not review or include all companies or all available products.
‡ Credit cards for FICO Score ranges: The score ranges are guidelines based on internal myFICO analysis of actual applicant approvals, and having a FICO Score in a particular range does not guarantee you will be approved for credit cards recommended in that range. These ranges were not provided by any card issuer.

* For complete information, see the terms and conditions on the credit card issuer’s website. Once you click apply for this card, you will be directed to the issuer’s website where you may review the terms and conditions of the card before applying. While myFICO always strives to present the most accurate information, we show a summary to help you choose a product, not the full legal terms - and before applying you should understand the full terms of products as stated by the issuer itself.

Copyright ©2001-2015 Fair Isaac Corporation. All rights reserved.   | Terms of Use | Privacy Policy | Sitemap

IMPORTANT INFORMATION: All FICO® Score products made available on include a FICO® Score 8, along with additional FICO® Score versions. Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more

FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.