Only a few more days left in Jan. As of right now this is what I have ocomplished.
One 30 day late removed
paid off two accounts
one derogatory removed
two collections deleted
I paid off the two items that were in collections. So I figured they called me almost everyday trying to collect. Why cant I call them every day to have the item removed! So after being hung up on twice they finally realized I wasn't going to stop. Bottom line, the items were deleted. now let's see how the score are going to reflect.
I did that once to a really shady collection agency who refused to send me anything in the mail but called me all day long every day, and they threatened to sue me for harassment. I told them to go riiiiight ahead.
congrats OP nice work!
i Like your thinking on the repetitive return calls to delete! haha