Progress!

[aj1901]

During my last round of disputes I had 3 accounts deleted from Transunion and 3 from Equifax. I never received any results from Experian but through my First Premier credit card I can get a FAKO Experian PLUS score, and see my EX report twice a month, and the score jumped from 571 to 628. 

I have also paid about 3600 towards my credit cards and fiances credit cards last month because im a AU on 3 of hers, which hasn't updated to my reports yet. To give you an idea between all the accounts 6000/7000 had been used. and by October they will be at 1 to 9% total util. 

And I know First Premier isnt a great choice for a card, but I paid it off in full last month. I really needed something to get me back into positive reporting 3 years ago, which it did, and I dont want to lose the account history until I get a car and house loan in my name. So until then I'm willing to pay for the account.

[peepers]

nice!  I too am in the same boat with having CCs paid down, but not reporting yet *waits and watches*

I have a Credit One card I feel the same way about.  They offered me a $650 unsecured card when my credit was completely in the crapper, and I almost feel a sense of gratitude and loyalty to them so will be hard for me to close it one day.  They played a huge part in my rebuilding process.  Cap1 too.

[aj1901]

Those are the same 3 as me. Credit one is 550. Cap One is 500 (just applied for a increase about 5mins ago), and First Premier which is 300. I do have a reporting student loan, two installment loans of 500$ paid off over a year span from my credit union, and AU on two Chase cards... Which service do you use to monitor?

[myjourney]

Bravo you are doing well keep up the good work and all those dreams will become a reality