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New Visitor
Posts: 2
Registered: ‎09-13-2017
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Prosper

Has anybody had any luck with Prosper? I wrote them a letter asking for PFD, and they gave me a phone number to call... and they transferred me to their Collection Agency, IC Systems. Woman on the phone there said that they do not report to the credit agencies, only Prosper does. But Prosper won't talk to me... Also, the woman on the phone said that because she read me something and I kept talking to her, that I acknowledged the debt, even though I said several times that I didn't. Is that legal? 

 

Sorry for all the questions, I'm new at all this!

New Visitor
Posts: 2
Registered: ‎09-13-2017
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Re: Prosper

I'm guessing I should write a letter. Now I'm worried that I've reaged this debt by talking to somebody...ugh. 

Senior Contributor
Posts: 4,265
Registered: ‎11-11-2015
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Re: Prosper

[ Edited ]

Unless you acknowledged the debt is yours and agreed to a payment plan.

If you did none of the above, don't lose sleep over it.

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Senior Contributor
Posts: 4,265
Registered: ‎11-11-2015
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Re: Prosper

You can ask all the questions you want. That's what we are here for. To help each other. Welcome to the forums.
AMEX BCP $9000- DCU Platinum $10000- PenFed Power $11000- Chase FU $11700- AMEX EDP $15000- NFCU CLOC $15000- Chase CSP $18900- Discover IT Miles $20000- Penfed Promise $25000- NFCU Go Rewards $27100- Venture $27750 **As of 10/17/17** EX- 760(13) TU- 759(12) EQ- 730(14) UTI 5%- Clean Files

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