Public record

[Anonymous]

I wish to thank everybody who has helped me in the past with my shortsale / credit card / CA issues, I have one last item which im not sure i should touch, I had a small claims judgement against me listed below with address and names altered. I paid the judgement in 05/2008 but as you can see it states paid 05/2009. Does it really matter to my score if i get this corrected or should i just leave it? Im looking to get a new home loan my mid score is 681 according to the Credit Union and the one they use.

Thanks

Greg

North Pole DIST  Docket# XXXXXX
	XXX MAIN STREET POB XX  Magic Kingdom , ZZ XXXXX (XXX) XXX-XXXX Type:  Paid Civil Judgment   Court Type:  Circuit Court  Date Paid:  05/2009  Date Filed:  05/2008   Responsibility:  Individual   Plaintiff:  Crook Amount:  $1,800  Estimated date that this item will be removed:   04/2015

[Breakthecycle2]

No offense, but you know the funniest thing about that is? The plaintiff name is Crook. lol

[Breakthecycle2]

Oh wait...you changed that when you posted it, didnt you? lol

[Anonymous]

Yeah , I thought it was fitting...  LOL

[BrandonSS]

its not going to help your score and it isnt going to be deleted any quicker.  I just found one on my report from 2006 that showed it was still open.  I called the courts and then filed a dispute with all three bureaus and they updated it as paid in 2006.  However, the score was not affected.

[Anonymous]

Thanks my paid date was a year earlier than listed i was at least hoping to have it fall off a year earlier. Its not effecting me getting a VA loan just have to write a quick note about what happened.

[Anonymous]

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@Anonymous wrote:

Thanks my paid date was a year earlier than listed i was at least hoping to have it fall off a year earlier. Its not effecting me getting a VA loan just have to write a quick note about what happened.

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The date it drops from your CR is not determined by when you paid the judgment, but by the date the initial judgment was rendered.