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Established Contributor
Posts: 905
Registered: ‎07-25-2008
0

Pulling reports

In the process of rebuilding credit how often
 
should we pull our reports? to check the status of
 
The progress or lack thereof that we are making.
 
 

Starting Score: 377EQ/350EX/400TU As of 11/2011
Current Score: 620EQ/614EX/612TU As of 01/2013
Goal Score: 700+ across the boards
Established Contributor
Posts: 610
Registered: ‎08-01-2008
0

Re: Pulling reports

I pull mine with truecredit 5-6 times per week... unlimited pulls for $15... can't beat it.
08/01/2008 - 472 EQ; 523 TU; 454 EX
03/01/2009 - 574 EQ
08/08/2009 - 648 EQ
01/27/2010 - 671 EQ
07/04/2010 - 713 EQ
01/05/2011 - 730 EQ
Moderator Emeritus
Posts: 32,869
Registered: ‎08-04-2007
0

Re: Pulling reports

During the repair process, I also recommend pulling your reports directly from each CRA every couple months or so. Changes in those reports will best aid you if something was improperly changed or re-aged. You can also see if any CAs hit you with a soft or hard inquiry.
Established Contributor
Posts: 905
Registered: ‎07-25-2008
0

Re: Pulling reports

Can CA inquires be removed?
 
I have gotten alot more collection letters etc.. since I started
 
trying to rebuild our credit.
 
I think I may pull again on Friday see if anything has changed
 

Starting Score: 377EQ/350EX/400TU As of 11/2011
Current Score: 620EQ/614EX/612TU As of 01/2013
Goal Score: 700+ across the boards
Regular Contributor
Posts: 200
Registered: ‎06-19-2008
0

Re: Pulling reports

I check my credit daily thanks to my TrueCredit subscription.

Starting Score: 702
Current Score: 728
Goal Score: 760


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Established Contributor
Posts: 905
Registered: ‎07-25-2008
0

Re: Pulling reports

Is true credit a FICO or a FAKO?
 
Thanks

Starting Score: 377EQ/350EX/400TU As of 11/2011
Current Score: 620EQ/614EX/612TU As of 01/2013
Goal Score: 700+ across the boards
Moderator Emeritus
Posts: 11,562
Registered: ‎08-29-2007
0

Re: Pulling reports

TC is a FAKO.
 
For inquiries from a CA, send them a non PP letter.
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Regular Contributor
Posts: 200
Registered: ‎06-19-2008
0

Re: Pulling reports

TrueCredit gives you real reports but the only way to get all 3 of your FICO scores is through myfico.com

Starting Score: 702
Current Score: 728
Goal Score: 760


Take the FICO Fitness Challenge
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