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Pulling reports

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hoping2rebuild
Established Contributor

Pulling reports

In the process of rebuilding credit how often
 
should we pull our reports? to check the status of
 
The progress or lack thereof that we are making.
 
 

Starting Score: 377EQ/350EX/400TU As of 11/2011
Current Score: 620EQ/614EX/612TU As of 01/2013
Goal Score: 700+ across the boards
Message 1 of 8
7 REPLIES 7
Tons_of_Debt
Established Contributor

Re: Pulling reports

I pull mine with truecredit 5-6 times per week... unlimited pulls for $15... can't beat it.
08/01/2008 - 472 EQ; 523 TU; 454 EX
03/01/2009 - 574 EQ
08/08/2009 - 648 EQ
01/27/2010 - 671 EQ
07/04/2010 - 713 EQ
01/05/2011 - 730 EQ
05/14/16 - 762 EX
Message 2 of 8
llecs
Moderator Emeritus

Re: Pulling reports

During the repair process, I also recommend pulling your reports directly from each CRA every couple months or so. Changes in those reports will best aid you if something was improperly changed or re-aged. You can also see if any CAs hit you with a soft or hard inquiry.
Message 3 of 8
hoping2rebuild
Established Contributor

Re: Pulling reports

Can CA inquires be removed?
 
I have gotten alot more collection letters etc.. since I started
 
trying to rebuild our credit.
 
I think I may pull again on Friday see if anything has changed
 

Starting Score: 377EQ/350EX/400TU As of 11/2011
Current Score: 620EQ/614EX/612TU As of 01/2013
Goal Score: 700+ across the boards
Message 4 of 8
Anonymous
Not applicable

Re: Pulling reports

I check my credit daily thanks to my TrueCredit subscription.
Message 5 of 8
hoping2rebuild
Established Contributor

Re: Pulling reports

Is true credit a FICO or a FAKO?
 
Thanks

Starting Score: 377EQ/350EX/400TU As of 11/2011
Current Score: 620EQ/614EX/612TU As of 01/2013
Goal Score: 700+ across the boards
Message 6 of 8
Anonymous
Not applicable

Re: Pulling reports

TC is a FAKO.
 
For inquiries from a CA, send them a non PP letter.
Message 7 of 8
Anonymous
Not applicable

Re: Pulling reports

TrueCredit gives you real reports but the only way to get all 3 of your FICO scores is through myfico.com
Message 8 of 8
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