Hello MyFico family, I have a TL from United Auto Credit. On my Transunion report is shows the following.
As you see under Late Payment it show 0 for 30, 60, and 90. If you look at my payment history it show o.k every month. But under account status it says 30 days late. On my Equifax it shows the following.
It shows everything fine pays as agreed. It doesnt even show on my experian report. I honestly think I was late before, should I risk disputing this, as they could come back with negative results, or do I let sleeping bears lie.
Thanks,
@1eyebandit wrote:Hello MyFico family, I have a TL from United Auto Credit. On my Transunion report is shows the following.
As you see under Late Payment it show 0 for 30, 60, and 90. If you look at my payment history it show o.k every month. But under account status it says 30 days late. On my Equifax it shows the following.
It shows everything fine pays as agreed. It doesnt even show on my experian report. I honestly think I was late before, should I risk disputing this, as they could come back with negative results, or do I let sleeping bears lie.
Thanks,
Your images aren't showing up, but I'd be inclined to let the sleeping bears lie! It's my understanding (and others will come along to correct me if this is wrong) that the 30s, 60s, 90s, and 120s are data fields on the credit reports, whereas the Comments field is just that -- comments that an underwriter will see (which is still important), but it doesn't affect your score whereas the data fields do?
Pigeye