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I just checked my CR through Equifax, I was using the online dispute option and under a paid collection account the "account status" section does not have anything listed? Can this be harmful to my credit score?
It should say paid collection or something along those lines.
As long as the account shows paid, somewhere, it should not hender your score.
The statement on the CR says the account has been legally paid for the full balance but for less than the original amount.
It won't hurt your score if the account status is blank.
Then that can be harmful to your score IMO.
@namvet wrote:Then that can be harmful to your score IMO.
The account is paid and states so. It may be reporting inaccurately but it should not make a difference in the score. It shows it was settled.
Paid for less than the full amount is not a status, it is an additional comment.
Current status of paid indicates OC acceptance that the debt is satisfied. That is the ONLY appropriate OC status.
@RobertEG wrote:Paid for less than the full amount is not a status, it is an additional comment.Current status of paid indicates OC acceptance that the debt is satisfied. That is the ONLY appropriate OC status.
It is a CA account. It still doesn't hurt the score, which was the question.
