As everyone may know I have been on and off this board for sometime now... I was looking over my credit summary from TU and the 141.00 medica collection from some radiology group is still on there... I really cant remember if I owe this or not .. It was supposedly from around 2003.... So I contacted the OC they say I dont owe this but that I have a bill for 191.00 up there... Anyway on TU this is hurting my score because its a collection , but it also says this is helping my score because it is an old collection and is not having a great impact...
So even if I cant remember this and the OC says I owe a different amount , Nobody has the account number on fie that the CA has on his file .. Do I just send the letter and pay it with the account number that the CA gave me ... I did however the other day Call TU and ask them to dipute this collection one more time....
Also my TU score of 647 is just that because I noticed that my CL had been decreased By Cap One making me 1466.00 into my now 1500 CL down from 2500 CL.. I called and was told that they can decrease the CL without any notification and told me to see the fine print... So this 1466.-- will be paid after Christmas...
Any how shuld I wait on this recent dispute before I make an attempt to pay... It has been verified once , but by the CA with no proof to me what so ever .. I have never even seen a bill for this 141.00..
