Question Regarding SDFCU

[labelexpired]

Does anyone know what this means?

This notification is required for members who are approved but did not qualify for the lowest advertised rate.

I checked my application status doesn't mentioned approved.

[Anonymous]

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@labelexpired wrote:
Does anyone know what this means?

This notification is required for members who are approved but did not qualify for the lowest advertised rate.

I checked my application status doesn't mentioned approved.

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More information needed.  What product were you approved for?

[labelexpired]

I signed up for their credit card .

Visa Platinum Credit Card

[Anonymous]

I believe the lowest rate is 7.99%.  You could have been approved at a higher rate.  Have you been sent any e-sign paperwork?

[labelexpired]

Yes I did but didn't seem anything about interest

[Anonymous]

@labelexpired.

I suggest contacting them in the morning and get clarification.  Maybe the system hasn't updated yet.  By the way....congrats on the approval.  They were at one time on my bucket list. 

[labelexpired]

Thanks we'll see how it goes I was really looking to apply for the NFCU one I keep hearing nothing but great stuff but I'm not military or know anyone in it.

[Anonymous]

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@labelexpired wrote:
Thanks we'll see how it goes I was really looking to apply for the NFCU one I keep hearing nothing but great stuff but I'm not military or know anyone in it.

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Congrats on the card approval.. An alternative is Pentagon Federal Credit Union. Like Navy,  it's a very good credit union and you do not have to have any affiliation with the military.  I belong to NFCU, SDFCU and PenFed and while NFCU will always be my primary credit union as I have been a member for a very long time, PenFed is a great one as well.  SDFCU can be somewhat conservative and PenFed has a wider variety of products and you can't beat them for auto loans. 

[labelexpired]

How were you able to apply to them? NFCU? Without a military affiliation? Did you call in instead of the webapp?

[fltireguy]

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@labelexpired wrote:
How were you able to apply to them? NFCU? Without a military affiliation? Did you call in instead of the webapp?

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A lot of us that have no military affiliation were able to get in via a loophole in their charter that was closed in May....

There currently is no known way into NFCU without military now..