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Question about 120 day lates removed

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Anonymous
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Question about 120 day lates removed

I had a scam collection on my Eq report that was showing up as a loan with (2) 120 day late payments.  I reported them to several bureaus and recieved a letter stating they are removing it.  My score was 560 with that on there.  Can I expect it to go up much?

Message 1 of 5
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Anonymous
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Re: Question about 120 day lates removed

Depends entirely on what else is on there.

Message 2 of 5
Anonymous
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Re: Question about 120 day lates removed

That will take me down to 4 old medical collections all $100.00 and under.

Message 3 of 5
Anonymous
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Re: Question about 120 day lates removed

If it was only on EQ, I would expect it to go somewhere within the range of your other 2 scores, assuming the other reports have the same items on them.

Message 4 of 5
Anonymous
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Re: Question about 120 day lates removed

My TU report has different items on it.  It has 4 medical collections from 2014.  Not sure why they don't report the same.  My thinking is if my EQ score goes way up then TU won't be my middle score anymore.  It would be EX which is 640.  That would be nice for my pre-approval odds. 

Message 5 of 5
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