I wrote a DV letter to a CA. They received the letter almost two weeks ago. I sent it certified. I just checked my credit report and they are still reporting. Are they allowed to report while validating the debt? I never received anything from the CA stating they were trying to collect. They just started reporting in November. Aren't they supposed to let you know they own the debt?
They can continue to report. I'd give them another 2-3 weeks before firing off a second. By law, they do have to send a dunning letter once they start collection activity, which likely would have been prior to November.
They never sent me anything. Unless they sent it to an old address that I haven't lived at for years. They never called. I figured if they put it on my credit report then they would send it to the current address.
