04-15-2009 11:16 AM
04-15-2009 05:26 PM
Even when a CO, you still owe and are technically past due.
A closed account with a balance being reported by the OC will still be counted in your util....you might see an increase by paying it.
At any rate, I would attempt to take care of the debt with the OC before a CA gets the account and ends up on your report as well, especially if you are in the process of buying a home. The last thing you want is a CA added.
04-18-2009 06:46 PM