Reply
Regular Contributor
Posts: 221
Registered: ‎06-12-2012
0

Question about GW letters and when they are turned down.

Hello. I have been having hard time with Chase on a CO. It was from 6 years ago for a $300 credit card. I paid them the $300 but my account had $336 more on it after the CO from penalties and interest. So a year later a collection company sent me a letter. Saying pay this amount to settle. So I paid another $200. In total i paid $500. Leaving my account balance at $136. The collection agencies letter only said to pay this amount to settle. I had no option to pay the remaining balance. I have tried two GW letters to Chase Executive Offices both came back sorry we are unable to change your report based on that they "are obligated by law to report correct information"blah blah blah. How many times do some of you try before you give up? Do you always send the same letter or change things around? I should note that between two letters and an email to that office I always get the same person that reads my requests. I wish I could get someone else maybe to read one. Thanks for your time and help.
Moderator
Posts: 13,761
Registered: ‎04-15-2011
0

Re: Question about GW letters and when they are turned down.

In my case? I sent about 20 or so to Chase before they deleted mine.



Starting Score: 504




July 2013 score:
EQ FICO 819, TU08 778, EX "806 lender pull 07/26/2013
Goal Score: All Scores 760+, Newest goal 800+
Take the myFICO Fitness Challenge

Current scores after adding $81K in CLs and 2 new cars since July 2013
EQ:809 TU 777 EX 790 Now it's just garden time!
Advertiser Disclosure: The listings that appear on myFICO are from companies from which myFICO receives compensation, which may impact how and where products appear on myFICO (including, for example, the order in which they appear). myFICO does not review or include all companies or all available products.
† Credit cards for FICO Score ranges: The score ranges are guidelines based on actual applicant approvals and having a FICO Score in a particular range does not guarantee you will be approved for credit cards recommended in that range.

Copyright ©2001-2015 Fair Isaac Corporation. All rights reserved.   | Terms of Use | Privacy Policy | Sitemap

IMPORTANT INFORMATION: All FICO® Score products made available on myFICO.com include a FICO® Score 8, along with additional FICO® Score versions. Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more

FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.