By 58 posts, one would think you have read about FAKO scores. The discrepancy is due to the fact that TU has a FAKO score. The only "real" score is sold on this site. You can get FICO scores from specific lenders (CC companies that show your FICO on their site) or on EX, but when you see a score on EQ or TU, it isn't real.
Starting Score: 472Fako scores are good for monitoring score trends (up or down) and when the real FICOs change, it may not be as many points....and sometimes in the opposite direction. Eack FAKO/FICO model has a different equation to come to your score.
Unless you are looking at a major purchase (buying a house or a car) in the next month, don't pull a real FICO. Wait until you need it. The alternative is to pay for the monthly FICO monitoring and you will see score changes as they happen.
Remember, you are better off paying off debt than paying for credit monitoring. Once debt is in good control, you can opt for monitoring.
I do beleive you can get a real Fico from EX & EQ, good rule of thumb to follow is if the score doesnt say its a Fico its a FAKO.
