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I have two accounts through VS. One that is PIF (and closed) with one 30-day late from dec 2007 and another that is open and current (no lates). I had to reapply and ended up with a new CC number rather than VS reinstating the original CC.
Should I bother sending VS a letter?
YOu can send, but if the prior derog is legit, the fact of opening another account is not a reason for deletion of the prior reporting of a legit derog.