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Question about a CA reporting..

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LALALISA
New Contributor

Question about a CA reporting..

Asset Acceptance is on my CR's. I filed BK7 in 2006. On 2 of the CR's, Asset is reporting as collections but on one CR, it says $0, discharged thru BK7. I know I didn't list the OC as a creditor when I filed. Should I leave it be or what? This collection is past Tx SOL and is about to fall off next year.

Starting Score: Jan 2011: 517; March 2012: 620
Current Score: Ex 681 FairIsaac V2; TU 690 Classic04; Eq 642 Beacon5.0-All lender pull 8/13/12
Goal Score: 700


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Message 1 of 5
4 REPLIES 4
llecs
Moderator Emeritus

Re: Question about a CA reporting..


@LALALISA wrote:
Asset Acceptance is on my CR's. I filed BK7 in 2006. On 2 of the CR's, Asset is reporting as collections but on one CR, it says $0, discharged thru BK7. I know I didn't list the OC as a creditor when I filed. Should I leave it be or what? This collection is past Tx SOL and is about to fall off next year.


Was the CA included with the BK?

Message 2 of 5
LALALISA
New Contributor

Re: Question about a CA reporting..

No sir.  I've also DV'd Asset. 


Starting Score: Jan 2011: 517; March 2012: 620
Current Score: Ex 681 FairIsaac V2; TU 690 Classic04; Eq 642 Beacon5.0-All lender pull 8/13/12
Goal Score: 700


Take the FICO Fitness Challenge
Message 3 of 5
llecs
Moderator Emeritus

Re: Question about a CA reporting..

Was the DV recent? If so, I'd wait. Looks like they are misreporting, but in your favor (of sorts). I personally wouldn't remind them.

Message 4 of 5
LALALISA
New Contributor

Re: Question about a CA reporting..

Yes, it was last week. Hope I didn't wake a sleeping giant.  At least the SOL has passed.  I would do a PFD but I hear they won't do it and I just don't wanna chance it. 


Starting Score: Jan 2011: 517; March 2012: 620
Current Score: Ex 681 FairIsaac V2; TU 690 Classic04; Eq 642 Beacon5.0-All lender pull 8/13/12
Goal Score: 700


Take the FICO Fitness Challenge
Message 5 of 5
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