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Question about a baddie-please help!

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SunnyDaze77
Regular Contributor

Question about a baddie-please help!

Okay, so Im hoping someone will be able to explain this to me...Below is stating Current status as 30 days past due yet the baddies have fallen off, does this need to be correct cause its showing as a flag on my credit report.  If it does need to be corrected, what do I do to have corrected?

 

Bb&T

Status as of Date opened [?] Date of last activity [?] Date closed [?] Account number [?] Loan type [?] Largest past balance [?] Account Type [?] Account holder [?] Scheduled Payment Amount [?] Industry
Nov, 2006
Jul, 2001
Nov, 2006
Nov, 2006
 
Automobile
$19,359
Installment Account
Joint Account
$390
Banks
Descriptions [?]
  • Closed
Contact Information [?]P O Box 1847 Wilson, NC 27894
Balance [?] Current Status [?]
$030 days past due
Seven year payment history [?] 30 days late 60 days late 90+ days late
0 times
0 times
0 times
Recent payment history [?] 11 12 1 2 3 4 5 6 7 8 9 10 11 12 1 2 3 4 5 6 7 8 9 10 2004 2005 2006
UnknownUnknownOKOKOKOKOKOKOKOKOKOKOKOKOKOKOKOKOKOKOKOKOKOK
Legend:UnknownUnknownCurrent paidCurrently paid as agreed
Worst Delinquency [?]

Starting Score: TU 543 EQ 570 (03/21/10)
Building Score: TU 641 EQ 629 EX 620 (11/06/11) Pulled Lender
Current Score: TU 680 EQ 683 EX 665 (04/23/12)
Goal Score: 720 Take the FICO Fitness Challenge
Message 1 of 2
1 REPLY 1
llecs
Moderator Emeritus

Re: Question about a baddie-please help!

If you pull your report directly from the CRA or annualcreditreport, you should see a 30 day late somwhere in that 7 yr history. Unless there are a string of lates, I wouldn't worry.

Message 2 of 2
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