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@Anonymous wrote:Well that's good. Some reason I thought it was 7 years. I have my CR from TU at my household. I'll look into it. I know I opened them in '08 and I remember seeing info on my cr about it falling off around 3/2016. I will look at it again tonight and go from your thoughts.
You might be confusing states SOL and the amount of time a derog can remain on file as dictated in the FCRA they are two very different things.
You're probably right. I was a debt collector for a year (I hated it), and I remember something about 7 years in mass.