Question about my Equifax credit report

[luckymommy]

I have a collections account for T-Mobile on my credit reports from 2010. It is listed one time on TU & EX. On my EQ report it is listed 2 times under 2 different collection agencies and both are listed as open... How can this be?

[Shogun]

Should only be listed under one CA.  If it was sold to another CA, the first should have removed their posting.

[VinnyVee]

Sounds to me as though it was sold off from the OC, then to one CA, then to another CA. The first CA didn't seem to delete their account with the situation. Sounds like a good time for a DV letter to both agencies, in my opinion/.

[OneDay_750]

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@luckymommy wrote:
I have a collections account for T-Mobile on my credit reports from 2010. It is listed one time on TU & EX. On my EQ report it is listed 2 times under 2 different collection agencies and both are listed as open... How can this be?

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+1.  The account has been sold twice to 2 different CAs.  Find out which one listed most recently and send a DV to them.  I would just dispute the first CA TL through EQ.

Also recommend you PFD the T-Mobile account through the OC.  I had great luck contacting them directly.

[luckymommy]

Thank you for the responses!
OneDay_750 - you had a successful PFD with T-Mobile?

[OneDay_750]

I did. They reduced the amount I owed and then accepted a PFD. I'll message you the contact info I used.