Question about myfico score

msdraglox · ‎12-29-2009

I have the myfico score watch and my last alert was 12/16/2009, the last time I pulled my credit with myfico was in october 2009. Should I get a new report now or should I wait until after I pay down my cards in mid january? Also can you pre-buy score reports? I only ask since I got an email about a 26% discount that is only good until new years eve.

Started at 586 EQ and 604 TU in 8/2009
565 EQ Oct 09
614 EQ Dec 09
624 EQ Feb 10 ---604 TU Jan 10
643 EQ March 10 --from lender
Current 573 TU (myfico) 632 EQ (from lender) Jan 11

MarineVietVet · ‎12-29-2009

@msdraglox wrote:
I have the myfico score watch and my last alert was 12/16/2009, the last time I pulled my credit with myfico was in october 2009. Should I get a new report now or should I wait until after I pay down my cards in mid january? Also can you pre-buy score reports? I only ask since I got an email about a 26% discount that is only good until new years eve.

There are constant discounts available. I wouldn't worry about buying a score until you actually want to. There will be more discounts after the 1st. IMO

BungalowMo · ‎12-29-2009

@MarineVietVet wrote:
@msdraglox wrote:
I have the myfico score watch and my last alert was 12/16/2009, the last time I pulled my credit with myfico was in october 2009. Should I get a new report now or should I wait until after I pay down my cards in mid january? Also can you pre-buy score reports? I only ask since I got an email about a 26% discount that is only good until new years eve.
There are constant discounts available. I wouldn't worry about buying a score until you actually want to. There will be more discounts after the 1st. IMO

YES....what marinevietvet said! You can google fico discounts & find them

BK 7 discharge 06.24.2020 No Fico score at all.