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I have been getting an alert toward the end of the month since about Nov that a new collection has been added. It's the same one. It was originally added Nov 1, 2013. Are they just re-reporting it? Or updating monthly? Any info?
That happens to me with Credit Karma. I looked at my report after and its because they updated it which triggered the alert to come through. I have a collection with Midland that updates every month which sucks big time.
My score hasn't fluctuated any.