I have a First Premier charge off from 2008 and the way it is reporting on my Equifax report is strange on here. When I pull up the account detail on Equifax it shows 1 30 day late, 1 60 day late and 22 90 day lates.
On Transunion it shows 0 lates for 30,60 and 90 and just lists it as charged off account.
Why does it show differently on EQ and TU. Is this being reported incorrectly or do they just display the info differently?
On my TU detailed report it shows that the account went 1 30 day, then 60, then 90, then shows 120 for 2 months and then the following months all show C/O.
Does having the 22 90 lates reported on EQ have a greater effect on my score than the charge off itself?
Any help with this is much appreciated.
