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Question about tracking updates to your file

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Jutz
Valued Contributor

Re: Question about tracking updates to your file

HOLY CRAP I JUST REALIZED BOA DELETED MY 60 AND 90 DAY LATES FROM 2.5 YEARS AGO!!!!!!!!!  My EX is now free from major derogs!!!!!!!! Just one 6 year old charge off left on EQ and TU!!!!!! WOWWWWWWWW

  • Current: EQ FICO 706, TU FICO 701, EX FICO 706 | Starting Score: 525 (05/2012)
  • Starting total revolving credit: $1100 | Current total revolving credit: $36,700
  • Inquiries (12 Months): EQ 2 TU 1 EX 1 | Most Recent: 1/21/2014
Chase Freedom $9500
DCU Visa $10000
Capital One QS $2000
AMEX BCE $3000
Lowe's CC $8500
WalMart CC $3100
BOA Platinum $600
AMEX Gold NPSL
Message 21 of 24
minnie77
Established Member

Re: Question about tracking updates to your file

Congratulations!! 

Message 22 of 24
llecs
Moderator Emeritus

Re: Question about tracking updates to your file

The only thing to watch out for with any 3-in-1 (moreso on EX products vs. this TU resell) is that the formatting can bug out sometimes. I've had two different TLs report on the same row. The CMS could recognize the acct numbers and lumped two different accounts together. It gets unnerving sometimes.

Message 23 of 24
Jutz
Valued Contributor

Re: Question about tracking updates to your file

Thanks llecs, I'll keep an eye out..  I like the aggregated "Creditor Contact" section too, puts all the names, addresses, and phone numbers together in one spot.  Helpful.

  • Current: EQ FICO 706, TU FICO 701, EX FICO 706 | Starting Score: 525 (05/2012)
  • Starting total revolving credit: $1100 | Current total revolving credit: $36,700
  • Inquiries (12 Months): EQ 2 TU 1 EX 1 | Most Recent: 1/21/2014
Chase Freedom $9500
DCU Visa $10000
Capital One QS $2000
AMEX BCE $3000
Lowe's CC $8500
WalMart CC $3100
BOA Platinum $600
AMEX Gold NPSL
Message 24 of 24
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