Hi guys, this is my 1st thread in this forum, currently my EQ score is 580 and hoping i can fix it over time by all ur help ^__^ Can i send a GW letter to account that being ChargeOff with some Late Payment? If i could, should i ask to remove the charge off status or to remove the Late payments??? (i paid them in full/settled btw) Can i also send a GW letter to my current auto lender for 2 of my late payment to be remove??? Thank you in advance for the tips and wish me luck!
Pheww..I just sent 4 GW letter to toyota auto (for 3late payments), CO paid chase cc (to delete the account on my CR), CO paid Cap1 cc (to delete the account on my cr, CO paid Providian cc (same) Please wish me luck on those items, it`ll help me alot significantly. And also, is it better to ask to delete the CO paid account or the Late payments on the CO paid account??? Thx my score as of June 1st 2008 = Ex 545/EQ 580/ TU 590
myFICO is the consumer division of FICO. Since its introduction 20 years ago, the FICO® Score has become a global standard for measuring credit risk in the banking, mortgage, credit card, auto and retail industries. 90 of the top 100 largest U.S. financial institutions use the FICO Score to make consumer credit decisions.