@Anonymous wrote:A CA has contacted me stating that their client (OC) has submitted my account to them for collection and that I have 30 days to dispute the validity of a debt. In the letter they state that all collection activity will be stopped if payment in full is sent. Does this necessarily mean that if I pay them that they will not report me to the credit bureaus or is reporting not considered a part of "collection activity"?
reporting is part of CA activity, if its not reporting now and you know the debt is valid I would call them and ask that it not be reported in exchange for PIF.
Welcome to MF 
@Anonymous wrote:I've tried getting them to agree to not report the collection if it's paid in full but no luck. They said something along the lines that if I wanted it to not be reported, my best bet would be to pay them but no gaurantees. Should I pay in full without them agreeing to or should I contact the OC and try getting them to recall the debt? Thanks
You can try to have the OC recall and pay them directly if they wont go for it then I would pay the CA.
@Anonymous wrote:I've called the OC and asked them if they could recall the account but they said they usually can't until it's been paid. What should I do?
Edit: So reporting IS considered to be a part of "collection activity"?
Yes reporting it is part of collection activity, you have one more option, its the HIPAA Process, we cannot discuss it on this board but you can Google it and I suggest you contact its creator for help on the medical collection.