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I feel like its a line of credit. it has an interest rate.. acts like a credit card essentially.. *shrug* one more question.
With regard to debt to credit ratio.
I have some loans that are like $600 / $6000
When it's paid off won't it mess up my debit to credit ratio? as if 5400 is available even though it is an installment loan not revolving or are only revolving the ones that count?
I ask because it even showed a utilization # for my mortgage which is sort of rediculous.. you average that in and I'm totally tapped out.