Question

[Anonymous]

I need some advise on who to pay first. 1. Two State Tax liens or Chase Collections. I allready have a payment arrangement on the chase account so should I pay the two tax liens. Then should I try to get them totally removed from my credit reports?

Thanks

[myjourney]

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@Rickdoc1 wrote:

I need some advise on who to pay first. 1. Two State Tax liens or Chase Collections. I allready have a payment arrangement on the chase account so should I pay the two tax liens. Then should I try to get them totally removed from my credit reports?

Thanks

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More info needed for people to help

What state are the liens?

Are you in a state that removes liens not all do?

In a payment plan on a Chase closed or open account and I assume this is not a PFD?

DofD on all accounts or tax year in question? 

Tax liens can report up to 10 years or longer in some states IIRC so a lot of info needed here

[Anonymous]

Here are more specifics to my original question: 

I reside in Philadelphia.

I am in a payment plan with the collections company National Credit for defaulting on the Chase Account. The balance is $2,100.

The tax lien are for 2012 and 2013 totalling approximetly $1,300

I'm hoping I can get the tax liens paid so I qualify for a mortgage in Jan or Feb of 2015. 

[Anonymous]

The mortgage lender told me its better to pay off the few tax liens first then the collections account.

[myjourney]

This changes things big time 

The mortgage lender is correct a paid tax lien will help in getting you a mortgage so yes they should be first and priority....Glad I asked questions you left out a lot of details Lol

It's important when posting to give as much detail as possible to better assist you.

Banks/underwriting  are hard to approve loans with tax issues.

Call either your county courthouse or the tax collectors office and ask what's the procedure to have a paid tax lien removed.

[Anonymous]

Thank you for your help.

Rich