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I have a verizon charge off thats currently showing on my report as open.How can a collection account be reporting as open and under revolving credit?
. I just called vrizon to pay them directly.The rep advised me the acct is with a collection agency and I have to pay them. The collection agency isn't showing on my report. My concern is if I pay the collection agency it will then appear on my report.
How should I handle this.I really want to pay this off ASAP as it is still updating to the CRA (most recently in November) and I believe it is holding my scores back. Should i pay the collection agency or not?
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@Anonymous wrote:I have a verizon charge off thats currently showing on my report as open.How can a collection account be reporting as open and under revolving credit?
. I just called vrizon to pay them directly.The rep advised me the acct is with a collection agency and I have to pay them. The collection agency isn't showing on my report. My concern is if I pay the collection agency it will then appear on my report.
How should I handle this.I really want to pay this off ASAP as it is still updating to the CRA (most recently in November) and I believe it is holding my scores back. Should i pay the collection agency or not?
I would find out who the CA is and settle with them in exchange for not reporting. Verizon can make a notation that it is a collection account or was sent to a CA.