Question?

[creditstalker]

Should I get a big score jump once late payments are removed back in 2011?

I have a total of 9 accounts that have 150 and 120 late marks.  Also, I have 3 collections that will be removed, and one charge-off.   I hope so....tired of these low scores. 

Current Scores:

TU 608

EQ 575

EX 596

Mortgage Scores

TU 613

EQ 488

EX 609

[Anonymous]

I would say with all that dropping off you really should see a nice boost. My scores were hovering in the 650-670 range and when I GW'ed a 30, 60, 90 lates that were almost 4 years old my scores finally jumped to the 700's. YMMV with what positives you have reporting. Best of luck!  

[creditstalker]

I have 13 flag indicators, and I will only have 3 indicators left when everything is removed. 

[Anonymous]

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@creditstalker wrote:

I have 13 flag indicators, and I will only have 3 indicators left when everything is removed. 

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WOW!!!! that is a great job. Once those drop you should see a nice boost!