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Valued Contributor
Shellie
Posts: 1,197
Registered: ‎05-15-2013

Questions about GW'ing

First off I have 3 paid medicals I have been dealing with since March.  I paid the OC.  The CA updated as paid.  I have asked the OC to recall and they refuse and I have asked the CA repeatedly to delete, the refuse.  I have asked over the phone and via email.  I think I am going to flood them with GW's like I have read some posts on here about. 

 

How often should I send them?  I have read once a week-once a month etc. 

Should I send them via snail mail, email, fax, all or rotate?

Should I change the letter every time?  Thus far I just update the date and send the same letter.

 

I know several of you are probably tired of me posting about these same paid medicals.  I'm sorry :smileysad: I just want the stinking things gone.

myFICO EQ Starting Score 568 05/01/2013 Current Score 663 07/07/2014 ~myFICO EX 671 07/07/2014 ~myFICO TU 673 07/07/2014 ~Wal-Mart TU 671 06/05/2014
NEG: OK Tax Lien- filed 06/07-paid 02/14-WITHDRAWN!!-1 paid med 12/08, 03/14 ($64)-3 unpaid med-$87 05/08-$83 10/09-$405 07/09- med's REFUSE PFD's
4 student loans- all perfect history 2010-current
too many store cards and 2 CapOne's- perfect histories



Established Contributor
titanofold
Posts: 545
Registered: ‎11-13-2013

Re: Questions about GW'ing

Once a month for snail mail. Once a week for email and fax.

 

Just my 2¢.

Scores2013-09-21Current
Equifax630 (LP)621 (Quizzle)
Experian640 (FCR)682 (FCR)/673 (CS)
TransUnion588 (CK)664 (CK)
Mega Contributor
RobertEG
Posts: 17,456
Registered: ‎03-19-2007

Re: Questions about GW'ing

More important to change the adressess than the substance.

Forum shop for a more favorable person rather than try to persuade the person who has already declined........

Valued Contributor
Shellie
Posts: 1,197
Registered: ‎05-15-2013

Re: Questions about GW'ing

From what I've read about this CA they are a small CA in KS and each account is assigned to a single person.  So the correspondence all gets forwarded to that person. When I have called and get transfered to my case she says she has received all my emails, even tho they were mailed to different email addresses. All I can find is one phone number and one mailing address for them. And a fax number.

myFICO EQ Starting Score 568 05/01/2013 Current Score 663 07/07/2014 ~myFICO EX 671 07/07/2014 ~myFICO TU 673 07/07/2014 ~Wal-Mart TU 671 06/05/2014
NEG: OK Tax Lien- filed 06/07-paid 02/14-WITHDRAWN!!-1 paid med 12/08, 03/14 ($64)-3 unpaid med-$87 05/08-$83 10/09-$405 07/09- med's REFUSE PFD's
4 student loans- all perfect history 2010-current
too many store cards and 2 CapOne's- perfect histories



Valued Contributor
Shellie
Posts: 1,197
Registered: ‎05-15-2013

Re: Questions about GW'ing

Faxed another GW.  Addressed the the CEO.  Fingers crossed.  I think this place is small enough that they probably all recognize my name by now and it will probably go in the trash...

myFICO EQ Starting Score 568 05/01/2013 Current Score 663 07/07/2014 ~myFICO EX 671 07/07/2014 ~myFICO TU 673 07/07/2014 ~Wal-Mart TU 671 06/05/2014
NEG: OK Tax Lien- filed 06/07-paid 02/14-WITHDRAWN!!-1 paid med 12/08, 03/14 ($64)-3 unpaid med-$87 05/08-$83 10/09-$405 07/09- med's REFUSE PFD's
4 student loans- all perfect history 2010-current
too many store cards and 2 CapOne's- perfect histories




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