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Questions about disputing judgments on CR

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Anonymous
Not applicable

Questions about disputing judgments on CR

Two questions:

 

  1.  Should I dispute judgments on my CR even if I think they might actually be mine?
  2.  Will the credit bureaus contact the furnisher of the judgments and give them my contact info during the dispute process?

 

Thank you.

Message 1 of 7
6 REPLIES 6
Shogun
Moderator Emeritus

Re: Questions about disputing judgments on CR

1.  Do you have a reason to dispute?  Of course I won't support disputing just to be disputing.

2.  Not sure, but I do believe it to be possible.

Starting Score: 504
July 2013 score:
EQ FICO 819, TU08 778, EX "806 lender pull 07/26/2013
Goal Score: All Scores 760+, Newest goal 800+
Take the myFICO Fitness Challenge

Current scores after adding $81K in CLs and 2 new cars since July 2013
EQ:809 TU 777 EX 790 Now it's just garden time!

June 2017 update: All scores over 820, just pure gardening now.
Message 2 of 7
Anonymous
Not applicable

Re: Questions about disputing judgments on CR

Hi Shogun,

Should I dispute a judgment that I don't think is mine or are judgments different than other types of tradelines on a CR?

 

Thanks as always.

Message 3 of 7
Shogun
Moderator Emeritus

Re: Questions about disputing judgments on CR

Now if the judgement is not yours, that would be cause for dispute.

Starting Score: 504
July 2013 score:
EQ FICO 819, TU08 778, EX "806 lender pull 07/26/2013
Goal Score: All Scores 760+, Newest goal 800+
Take the myFICO Fitness Challenge

Current scores after adding $81K in CLs and 2 new cars since July 2013
EQ:809 TU 777 EX 790 Now it's just garden time!

June 2017 update: All scores over 820, just pure gardening now.
Message 4 of 7
Anonymous
Not applicable

Re: Questions about disputing judgments on CR

Thanks, as always, Shogun.

Message 5 of 7
Shogun
Moderator Emeritus

Re: Questions about disputing judgments on CR

You are quite welcome.  Good luck!   Getting a judgement off will make your CR look much better.

 

Starting Score: 504
July 2013 score:
EQ FICO 819, TU08 778, EX "806 lender pull 07/26/2013
Goal Score: All Scores 760+, Newest goal 800+
Take the myFICO Fitness Challenge

Current scores after adding $81K in CLs and 2 new cars since July 2013
EQ:809 TU 777 EX 790 Now it's just garden time!

June 2017 update: All scores over 820, just pure gardening now.
Message 6 of 7
Anonymous
Not applicable

Re: Questions about disputing judgments on CR

I am trying my best Smiley Happy

Message 7 of 7
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