Reply
Member
Posts: 21
Registered: ‎02-01-2013
0

Re: Questions about removing MCM from credit report & disputes

[ Edited ]

To jmoney3457

 

I'm so close to them dropping, I would rather not rock the boat! Smiley Happy I do have a few paid off accounts I will try to get removed via GW though.

 

CitiBank and CreditOne.

 

The Citi one is due to fall off next year, and has the highest  balance. 


Starting Score: TU 595 -- EQ 550 -- EX FAKO 545
2013: TU 662 -- EQ 621 -- EX 633
Current: TU 698 -- EQ 636 -- EX 637
Goal Score: 750


Highlighted
New Contributor
Posts: 69
Registered: ‎10-08-2012
0

Re: Questions about removing MCM from credit report & disputes

check your pmSmiley Happy

Member
Posts: 21
Registered: ‎02-01-2013
0

Re: Questions about removing MCM from credit report & disputes

Thank you! Smiley Happy


Starting Score: TU 595 -- EQ 550 -- EX FAKO 545
2013: TU 662 -- EQ 621 -- EX 633
Current: TU 698 -- EQ 636 -- EX 637
Goal Score: 750


Epic Contributor
Posts: 22,406
Registered: ‎01-17-2008
0

Re: Questions about removing MCM from credit report & disputes

The DoFD is the date you first became delinquent and never brought the account current again.  It comes from the OC and is the same for the CA.  I didn't see it anywhere on your reports.

 

No, a 1099-C is not reported on your CR.  When and if you were to get one, it would count as income for the year you received it.

 

If you have no intention of paying them I would just leave it alone.

Member
Posts: 21
Registered: ‎02-01-2013
0

Re: Questions about removing MCM from credit report & disputes

To guiness56:

 

Thank you for your reply. At this time it is probably best to wait it out. 

 

 

Another question for anyone who can help. How do I go about sending a GW to paid and non active accounts for which I do not have an account number listed? I have several with 1 or 2 late payments from 5-6 years ago, and I wanted to get them cleared. 

 

I also need contacts for them , so if someone could PM me, that would be great. 

 

- Credit First

 

- First Premier Bank

 

- Hsbc Bank

 

- Chase Bank US NA

 

- Capital One Bank US NA

 

 

 

 

Thanks again to everyone for your help. Smiley Happy


Starting Score: TU 595 -- EQ 550 -- EX FAKO 545
2013: TU 662 -- EQ 621 -- EX 633
Current: TU 698 -- EQ 636 -- EX 637
Goal Score: 750


Advertiser Disclosure: The listings that appear on myFICO are from companies from which myFICO receives compensation, which may impact how and where products appear on myFICO (including, for example, the order in which they appear). myFICO does not review or include all companies or all available products.
† Credit cards for FICO Score ranges: The score ranges are guidelines based on actual applicant approvals and having a FICO Score in a particular range does not guarantee you will be approved for credit cards recommended in that range.

Copyright ©2001-2015 Fair Isaac Corporation. All rights reserved.   | Terms of Use | Privacy Policy | Sitemap

IMPORTANT INFORMATION: All FICO® Score products made available on myFICO.com include a FICO® Score 8, along with additional FICO® Score versions. Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more

FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.