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Questions about removing MCM from credit report & disputes

Established Member

Re: Questions about removing MCM from credit report & disputes

To jmoney3457

 

I'm so close to them dropping, I would rather not rock the boat! Smiley Happy I do have a few paid off accounts I will try to get removed via GW though.

 

CitiBank and CreditOne.

 

The Citi one is due to fall off next year, and has the highest  balance. 

Message 11 of 15
New Contributor

Re: Questions about removing MCM from credit report & disputes

check your pmSmiley Happy

Message 12 of 15
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Established Member

Re: Questions about removing MCM from credit report & disputes

Thank you! Smiley Happy

Message 13 of 15
Epic Contributor

Re: Questions about removing MCM from credit report & disputes

The DoFD is the date you first became delinquent and never brought the account current again.  It comes from the OC and is the same for the CA.  I didn't see it anywhere on your reports.

 

No, a 1099-C is not reported on your CR.  When and if you were to get one, it would count as income for the year you received it.

 

If you have no intention of paying them I would just leave it alone.

Message 14 of 15
Established Member

Re: Questions about removing MCM from credit report & disputes

To guiness56:

 

Thank you for your reply. At this time it is probably best to wait it out. 

 

 

Another question for anyone who can help. How do I go about sending a GW to paid and non active accounts for which I do not have an account number listed? I have several with 1 or 2 late payments from 5-6 years ago, and I wanted to get them cleared. 

 

I also need contacts for them , so if someone could PM me, that would be great. 

 

- Credit First

 

- First Premier Bank

 

- Hsbc Bank

 

- Chase Bank US NA

 

- Capital One Bank US NA

 

 

 

 

Thanks again to everyone for your help. Smiley Happy

Message 15 of 15