Questions from a new post-BK rebuilder

[CH-7-Mission-Accomplished]

The reason I was giving you the no HP options was you said you had too many HP's and didn't want anymore.  LOL.

[Anonymous]

Ok, tried and denied. Will just let the ones I have marinate for a while, and PIF. 

[CH-7-Mission-Accomplished]

Good boy!  Take six months now and plan your next steps.  The impact of inquiries begin fading at 6 months and no longer count for FICO scoring (though they still appear on reports for 2 years) after one year.

[Anonymous]

You got it! I think I'm off to a relatively good start. 2 cards, 1k limit each, and AU on an 8k card. I think I'll just work on CLI's over the next year, so long as they are SPs. That, and my real financial goal of paying of 14k in student loans by July. Thanks for all the help! 

[gdale6]

---

@Anonymous wrote:

You got it! I think I'm off to a relatively good start. 2 cards, 1k limit each, and AU on an 8k card. I think I'll just work on CLI's over the next year, so long as they are SPs. That, and my real financial goal of paying of 14k in student loans by July. Thanks for all the help! 

---

After your 2 Cap-1s report for at least 3 months then get your third card in your name, you dont want to rely on an AU account for your own third as some lenders wont even consider them.

[Anonymous]

I will. However, if I do get a third I'd really like it to be better than the 2 sub-prime I have now. I don't know if that's a possibility. Thank you for your input. Love the forum so far!