In order to require a furnisher of information to "verify" something in a dispute, you have to raise an issue of inaccuracy in a specific item of information they have reported.
Unlike a DV, which is just a general request for verification of debt, a dispute requires some basis for assertion of a specific inaccuracy in reporting. A dispute that essentially states only that you are disputing an item of information can be dismissed without any investigation as being "frivolous or irrelevant."
So my question is, what do you plan on disputing?
If you dispute, the CRAs are required to contact the party who reported the disputed information. A dispute with a debt collector would be based on some inaccuracy in their reporting. They would not have a basis for contacting a party other than the furnisher of the information unless you identified the OC as also reporting inaccurately.
