@lnapier02 wrote:Hello,
I have a collection with LVNV funding for $1100 that is due to fall off on 11/2014. Today in the mail I got a settlement offer of $120. My question is should I take it and pay it so it stops reporting am increased balance every month or do I just wait and let it fall off in November? Thanks
Lenny
IMO do nothing till it comes off your reports
Add: If they will do PFD I would consider the offer.
@gdale6 wrote:
@lnapier02 wrote:Hello,
I have a collection with LVNV funding for $1100 that is due to fall off on 11/2014. Today in the mail I got a settlement offer of $120. My question is should I take it and pay it so it stops reporting am increased balance every month or do I just wait and let it fall off in November? Thanks
Lenny
IMO do nothing till it comes off your reports
Add: If they will do PFD I would consider the offer.
Perfectly acceptable offer. Or make them another one, offering to pay that amount now if they will remove.
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