Credit Card Center Advertiser Disclosure†
06-02-2008 01:31 PM
06-02-2008 01:52 PM - edited 06-02-2008 01:52 PM
06-02-2008 02:44 PM
06-02-2008 03:08 PM
ok i went to the cu for a loan to pay off a lot of debt i incurred because of a family emergency. i almost used everything i had in credit to get through that period. but the condition at the cu was that i agree to close the accounts. i guess so i wont fall into the trap again. which i dont blame them, i would ask that of myself because each i say i wont do it again i do thats how i got the citifinancial loan last year and it was supposed to pay off debt but i only incurred more debt because of it and the accounts were back to the way they were. i just dont want to mess my credit up by closing them. i could always get another card after getting these paid off though, right?
06-02-2008 03:15 PM
06-02-2008 03:34 PM
but someone just said if i reopen i could get into trouble. they are not debt consolidators, they are the cu. i dont want to get into trouble though so i would keep them closed. but i may keep that hooters lol
06-02-2008 03:39 PM
06-02-2008 03:52 PM
Forums posts are not provided or commissioned by FICO. Forums posts have not been reviewed, approved or otherwise endorsed by FICO. It is not FICO's responsibility to ensure all posts and/or questions are answered.† Advertiser Disclosure: The listings that appear on myFICO are from companies from which myFICO receives compensation, which may impact how and where products appear on myFICO (including, for example, the order in which they appear). myFICO does not review or include all companies or all available products.
* For complete information, see the terms and conditions on the credit card issuer’s website. Once you click apply for this card, you will be directed to the issuer’s website where you may review the terms and conditions of the card before applying. While myFICO always strives to present the most accurate information, we show a summary to help you choose a product, not the full legal terms - and before applying you should understand the full terms of products as stated by the issuer itself.
IMPORTANT INFORMATION: All FICO® Score products made available on myFICO.com include a FICO® Score 8, along with additional FICO® Score versions. Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more
FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.