ok i went to the cu for a loan to pay off a lot of debt i incurred because of a family emergency. i almost used everything i had in credit to get through that period. but the condition at the cu was that i agree to close the accounts. i guess so i wont fall into the trap again. which i dont blame them, i would ask that of myself because each i say i wont do it again i do thats how i got the citifinancial loan last year and it was supposed to pay off debt but i only incurred more debt because of it and the accounts were back to the way they were. i just dont want to mess my credit up by closing them. i could always get another card after getting these paid off though, right?
but someone just said if i reopen i could get into trouble. they are not debt consolidators, they are the cu. i dont want to get into trouble though so i would keep them closed. but i may keep that hooters lol