That is good to know. I'm having very little (read none) success with PFD. I have the ability to pay old collections or charge off's in full but until recently did not have a full understanding of its impact on credit. At this point I think I will proceed with paying stuff off, sans some duplicate entries that I'm having verified. One of them is wrong and I don't want to pay the wrong one. Thank you for input.
@rckstrscott wrote:
@rckstrscott wrote:
@Sladyesq wrote:That is good to know. I'm having very little (read none) success with PFD. I have the ability to pay old collections or charge off's in full but until recently did not have a full understanding of its impact on credit. At this point I think I will proceed with paying stuff off, sans some duplicate entries that I'm having verified. One of them is wrong and I don't want to pay the wrong one. Thank you for input.
Just wanted to add the Armor Systems was removed via a direct dispute with the creditor. I had already paid since it was very small. I noticed that the DOFD was a full year newer than when I actually obtained the debt, so I disputed directly with them, and they never responded but removed the account from my reports.
Getting closer, getting closer..
-scott
I was able to motion my judgment back into court, and have it vacated based on payment. This was in Dupage County.
That leaves me with my lone baddie. A paid illinois tax lien.. ugh.... LAST ONE!!!!
-scott
I just wanted to let you know what a huge inspiration you are to me, and I'm sure so many.... The efforts you've taken to clear all of this stuff up is simply extrodinary and honorable.. Well Done and thanks for the great advice.. Best of luck to you...
$30,500
$18,500
NPSL
$15,000
$10,000
$25,000
$32,000
@RSCo wrote:
@rckstrscott wrote:
@rckstrscott wrote:
@Sladyesq wrote:That is good to know. I'm having very little (read none) success with PFD. I have the ability to pay old collections or charge off's in full but until recently did not have a full understanding of its impact on credit. At this point I think I will proceed with paying stuff off, sans some duplicate entries that I'm having verified. One of them is wrong and I don't want to pay the wrong one. Thank you for input.
Just wanted to add the Armor Systems was removed via a direct dispute with the creditor. I had already paid since it was very small. I noticed that the DOFD was a full year newer than when I actually obtained the debt, so I disputed directly with them, and they never responded but removed the account from my reports.
Getting closer, getting closer..
-scott
I was able to motion my judgment back into court, and have it vacated based on payment. This was in Dupage County.
That leaves me with my lone baddie. A paid illinois tax lien.. ugh.... LAST ONE!!!!
-scott
I just wanted to let you know what a huge inspiration you are to me, and I'm sure so many.... The efforts you've taken to clear all of this stuff up is simply extrodinary and honorable.. Well Done and thanks for the great advice.. Best of luck to you...
Thanks RSCo!
I love this community; I intend to stick around 
-scott
very impressive, scott
Starting Score: EQ 633 TU ? EX 623 (lender)