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Established Member
yarbles
Posts: 18
Registered: ‎10-07-2012

Quick question on cell phone companies

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‎10-23-2012 12:46 PM

I need to get a new cell phone plan as my current provider is not working out for me. I know cell phone companies often pull a credit check when you sign up and I'm curious if this is considered a hard pull or a soft?

 

Im' trying to avoid any hard pulls because I'm getting close to shopping for a mortgage. 

Starting EX : 578 EQ : ??? TU: ???
Current: EX : 630 EQ : 639 TU: 684
Goal: 700 to start
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Valued Contributor
Jutz
Posts: 1,143
Registered: ‎05-10-2012

Re: Quick question on cell phone companies

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‎10-23-2012 12:50 PM

Soft pull

Current: EQ FICO 664, TU FICO 683, EX FICO 698 | Starting Score: 525 (05/2012)

Starting total revolving credit: $1100 | Current total revolving credit: $7000

Inquiries (12 Months): EQ 3 TU 2 EX 2 | Most Recent: 1/8/2013


2013 Goals:
New Car
700 Club
AMEX Member

AMEX Gold NPSL
DCU Visa $2000
Cap1 Cash Rewards $2000
BOA Platinum $600
WalMart $800
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New Contributor
KnewBee
Posts: 89
Registered: ‎10-10-2012

Re: Quick question on cell phone companies

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‎10-23-2012 01:23 PM

+1 cell phones, utilities, and cable companies are almost always soft pulls. You can ask them though when you go to set it up to confirm it is a soft pull. 

Starting Scores: 9/19/2012 EQ 613 / TU 526 / EX PLUS FAKO 563

Current Scores: EQ 642 / TU 519 / EX PLUS FAKO 610

Goal Scores: 700
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Established Member
yarbles
Posts: 18
Registered: ‎10-07-2012

Re: Quick question on cell phone companies

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‎10-23-2012 05:37 PM

Ok thanks, I was worried that I might have to go with a pre-paid 

Starting EX : 578 EQ : ??? TU: ???
Current: EX : 630 EQ : 639 TU: 684
Goal: 700 to start
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