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Established Member
yarbles
Posts: 18
Registered: ‎10-07-2012

Quick question on cell phone companies

I need to get a new cell phone plan as my current provider is not working out for me. I know cell phone companies often pull a credit check when you sign up and I'm curious if this is considered a hard pull or a soft?

 

Im' trying to avoid any hard pulls because I'm getting close to shopping for a mortgage. 

Starting EX : 578 EQ : ??? TU: ???
Current: EX : 630 EQ : 639 TU: 684
Goal: 700 to start
Valued Contributor
Jutz
Posts: 1,216
Registered: ‎05-10-2012

Re: Quick question on cell phone companies

Soft pull

  • Current: EQ FICO 694, TU FICO 695, EX FICO 698 | Starting Score: 525 (05/2012)
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New Contributor
KnewBee
Posts: 89
Registered: ‎10-10-2012

Re: Quick question on cell phone companies

+1 cell phones, utilities, and cable companies are almost always soft pulls. You can ask them though when you go to set it up to confirm it is a soft pull. 

Starting Scores: 9/19/2012 EQ 613 / TU 526 / EX PLUS FAKO 563

Current Scores: EQ 642 / TU 519 / EX PLUS FAKO 610

Goal Scores: 700
Established Member
yarbles
Posts: 18
Registered: ‎10-07-2012

Re: Quick question on cell phone companies

Ok thanks, I was worried that I might have to go with a pre-paid 

Starting EX : 578 EQ : ??? TU: ???
Current: EX : 630 EQ : 639 TU: 684
Goal: 700 to start

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