10-04-2012 12:43 PM
10-04-2012 12:44 PM
Did they do a HP to open the checking account? Where did you get the alert from?
10-04-2012 12:53 PM
10-04-2012 01:13 PM
The reasons SW gives can't be relied upon. Anything else change that you can see? Utilization increase?
10-04-2012 01:24 PM
10-04-2012 01:28 PM
10-04-2012 01:33 PM
10-04-2012 01:45 PM
Just checked my report, soft pull on 10/2. So why did it affect my score?
A soft pull would not have affected your score.
9 times out of 10, when someone posts something like this, there is some other change that they are not seeing. You could also have been rebucketed (which is of course the myFICO cop out response when we can't figure out what happened).
10-04-2012 02:04 PM
I've used that before, rebucketed, cause sometimes I just don't know!
10-04-2012 02:35 PM
Forums posts are not provided or commissioned by FICO. Forums posts have not been reviewed, approved or otherwise endorsed by FICO. It is not FICO's responsibility to ensure all posts and/or questions are answered.Advertiser Disclosure: The listings that appear on myFICO are from companies from which myFICO receives compensation, which may impact how and where products appear on myFICO (including, for example, the order in which they appear). myFICO does not review or include all companies or all available products.
* For complete information, see the terms and conditions on the credit card issuer’s website. Once you click apply for this card, you will be directed to the issuer’s website where you may review the terms and conditions of the card before applying. While myFICO always strives to present the most accurate information, we show a summary to help you choose a product, not the full legal terms - and before applying you should understand the full terms of products as stated by the issuer itself.
IMPORTANT INFORMATION: All FICO® Score products made available on myFICO.com include a FICO® Score 8, along with additional FICO® Score versions. Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more
FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.