Did they do a HP to open the checking account? Where did you get the alert from?
Starting Score: 504
Current Score: EQ FICO 819, TU08 775, EX "Who Knows?" Quizzle 756
Goal Score: All Scores 760+, Newest goal 800+
Take the myFICO Fitness Challenge
Starting Score: ~500 (12/01/2008)
Azumi1 wrote:
Just checked my report, soft pull on 10/2. So why did it affect my score?
A soft pull would not have affected your score.
9 times out of 10, when someone posts something like this, there is some other change that they are not seeing. You could also have been rebucketed (which is of course the myFICO cop out response when we can't figure out what happened).
I've used that before, rebucketed, cause sometimes I just don't know!
Starting Score: 504Current Score: EQ FICO 819, TU08 775, EX "Who Knows?" Quizzle 756
Goal Score: All Scores 760+, Newest goal 800+
Take the myFICO Fitness Challenge
myFICO is the consumer division of FICO. Since its introduction 20 years ago, the FICO® Score has become a global standard for measuring credit risk in the banking, mortgage, credit card, auto and retail industries. 90 of the top 100 largest U.S. financial institutions use the FICO Score to make consumer credit decisions.
>> About myFICO
