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Regular Contributor
Posts: 227
Registered: ‎04-06-2012
0

Re: REMOVED DISPUTE QUESTION

Anybody?
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New Contributor
Posts: 54
Registered: ‎12-19-2012
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Re: REMOVED DISPUTE QUESTION

Your score drops when items have disputed comments in them??  Didnt know that

In The Garden Since 1/5/13

Starting Score: EQ FICO 627 CK 633 CS 630 (12/2012)
Current Score: EQ FICO-584: EX FICO (BofA, 12/17/2012): 538 :CK 578 :CS 630
Goal Score: 700


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Member
Posts: 8
Registered: ‎01-14-2013
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Re: REMOVED DISPUTE QUESTION

I had the same thing happen.  I had a disputed comment removed (only one) but my score jumped up 6 points after it was taken off.  I thought for sure it would drop the score, but nope.

Contributor
Posts: 84
Registered: ‎12-01-2012
0

Re: REMOVED DISPUTE QUESTION

really?  didn't realize dispute affected your score either...


Starting Score: CK 658 12/4/12 | CS 658 12/4/12 | myFico(EQ) 696 12/1/12
Current Score: CK 725 12/1/14 | CS 775 12/1/14 | myFico(EQ) 753 12/2/14
Goal Score: 800 Dare I Dream??


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Regular Contributor
Posts: 227
Registered: ‎04-06-2012
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Re: REMOVED DISPUTE QUESTION

Ok I have an update TU and EX both removed comments. I got the update from freecreditreport.com. No score change all though I know it's a fako. So I don't even take it seriously. The problem is equifax I had an alert from the website in it basically removed all the comments from the trade lines and added the comment consumer disputes re investigation in process that is not at all what I requested to be Done. This also dropped my score twenty points by adding this comment. Any ideas as what to do to get this removed and why did they put that on there???
Chase Freedom-(1000) BOA 123-(2000) Home Depot-(4000)
Discover IT-(1000) Lowes GE-(1500) Orchard Bank-(300)
Regions Student Visa-(500) Best Buy Reward Zone-(500)
In the garden till 4/01/2015
Moderator
Posts: 13,758
Registered: ‎04-15-2011
0

Re: REMOVED DISPUTE QUESTION

Equifax did to you what they had done to me some time ago.  They entered a dispute for the disputes.  



Starting Score: 504




July 2013 score:
EQ FICO 819, TU08 778, EX "806 lender pull 07/26/2013
Goal Score: All Scores 760+, Newest goal 800+
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Current scores after adding $81K in CLs and 2 new cars since July 2013
EQ:809 TU 777 EX 790 Now it's just garden time!
Regular Contributor
Posts: 227
Registered: ‎04-06-2012
0

Re: REMOVED DISPUTE QUESTION

Jeez I told the lady that's NOT what I wanted to Do. Anyway to fix this another number to call or do I need to wait and see what happens?
Chase Freedom-(1000) BOA 123-(2000) Home Depot-(4000)
Discover IT-(1000) Lowes GE-(1500) Orchard Bank-(300)
Regions Student Visa-(500) Best Buy Reward Zone-(500)
In the garden till 4/01/2015
Moderator
Posts: 13,758
Registered: ‎04-15-2011
0

Re: REMOVED DISPUTE QUESTION

It's been so long since I did mine, I had to go through the "special handling" CSRs to get mine done.  The lady questioned where I got the number from, (which I don't have anymore, sorry) and I just told her I had friends in high places.  She promptly took everything off.



Starting Score: 504




July 2013 score:
EQ FICO 819, TU08 778, EX "806 lender pull 07/26/2013
Goal Score: All Scores 760+, Newest goal 800+
Take the myFICO Fitness Challenge

Current scores after adding $81K in CLs and 2 new cars since July 2013
EQ:809 TU 777 EX 790 Now it's just garden time!
Regular Contributor
Posts: 227
Registered: ‎04-06-2012
0

Re: REMOVED DISPUTE QUESTION

I just left a message with Dorothy hopefully that works crossing my fingers. And hopefully my score doesn't tank!
Chase Freedom-(1000) BOA 123-(2000) Home Depot-(4000)
Discover IT-(1000) Lowes GE-(1500) Orchard Bank-(300)
Regions Student Visa-(500) Best Buy Reward Zone-(500)
In the garden till 4/01/2015
Regular Contributor
Posts: 227
Registered: ‎04-06-2012
0

Re: REMOVED DISPUTE QUESTION

Dorothy got the job done. Score here went up to 622. Simulator says if I pay my cards down to under 10% my score will go up to 636-666. If that's the case I may be able to get into a home a little quicker than I thought
Chase Freedom-(1000) BOA 123-(2000) Home Depot-(4000)
Discover IT-(1000) Lowes GE-(1500) Orchard Bank-(300)
Regions Student Visa-(500) Best Buy Reward Zone-(500)
In the garden till 4/01/2015
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