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I hope so!!! This is a 3yr old collections for an old bank acct that unknowingly had a -$10 balance which ballooned into a $300 CO. I sent them a DV a couple weeks ago because CR had this listed as a joint acct but it wasn't. I don't have a FICO yet so I have been using CK. It doesn't update until Monday. I just signed up for credit monitoring through my CU. They pull all 3 CR. RJM isn't listed at all! I realize it can pop up again later but right now I am so happy! First change I have seen TD!
Keep anything they send you in writing. I had a CO that they acquired through BOA. When I eventually settled it, it wasn't updated months later. I had to contact them and remind them that I paid it off.
So far I haven't received anything from them but definitely will!!! Thanks